Terms of Use

Horizons Wealth and Support Services is a financial and support services practice based at Avinguda de la Carrasca 35B, Pilar de la Horadada, Alicante, Spain. We offer insurance brokerage services to applicable jurisdictions via NFS Insurance Advisers and Sub Agents Ltd, which is regulated by the Insurance Companies Control Service (ICCS), License No: 5689.

You may use this Site for lawful purposes only. You agree not to:

• Use the Site in any way that violates applicable local, national, or international law or regulation
• Transmit any unsolicited or unauthorised advertising or promotional material
• Attempt to gain unauthorised access to any part of the Site or its related systems
• Use the Site to transmit any harmful, offensive, or disruptive content
• Reproduce, duplicate, copy, or resell any part of the Site in contravention of these Terms

The information on this Site is provided for general informational purposes only. Nothing on this Site constitutes financial, investment, tax, legal, or other professional advice. You should not rely on any information on this Site as a substitute for professional advice tailored to your specific circumstances.

Horizons Wealth and Support Services offers insurance brokerage services to applicable jurisdictions via NFS Insurance Advisers and Sub Agents Ltd, which is regulated by the Insurance Companies Control Service (ICCS), License No: 5689. Any introduction or referral we make does not constitute a recommendation or endorsement of any specific financial product or service.

All content on this Site — including text, graphics, logos, images, and software — is the property of Horizons Wealth and Support Services or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this Site without our prior written consent.

We make reasonable efforts to ensure that the information on this Site is accurate and up to date. However, we make no warranties or representations, express or implied, as to the accuracy, completeness, or fitness for purpose of any information on the Site. We reserve the right to change or update information at any time without notice.

This Site may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them. The inclusion of a link does not imply our endorsement of the linked site.

To the fullest extent permitted by law, Horizons Wealth and Support Services excludes all liability for any loss or damage — whether direct, indirect, incidental, or consequential — arising from your use of, or inability to use, this Site or any content on it. This includes, without limitation, loss of data, loss of profits, or business interruption.

Nothing in these Terms limits our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited under applicable law.

Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using this Site, you consent to the processing of your personal data as described in our Privacy Policy.

These Terms of Use are governed by and construed in accordance with the laws of Spain. Any disputes arising in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Alicante, Spain, without prejudice to your rights as a consumer under applicable EU law.

We may revise these Terms of Use at any time by updating this page. The date at the top of this page indicates when these Terms were last revised. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.

If you have any questions about these Terms, please contact us: